Terms and Conditions

1. Acceptance of Terms

By accessing or using the Tenardship website, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Service immediately.

2. Nature of the Service

Tenardship provides predictive data analysis, modeling tools, and informational content related to long-term financial planning. All outputs, projections, indicators, and scenarios presented through the Service are generated for informational and illustrative purposes only.

Nothing on this website constitutes financial, investment, tax, or legal advice, and no output of the Service should be relied upon as a recommendation to buy, sell, hold, or otherwise transact in any asset or financial instrument. You are solely responsible for any decisions made based on information obtained from the Service.

3. Eligibility and Account Responsibility

You must be legally permitted to enter into a binding agreement in your jurisdiction to use the Service. If any account or access credentials are issued to you, you are responsible for maintaining their confidentiality and for all activity that occurs under your access.

4. Acceptable Use

When using the Service, you agree not to:

• Attempt to reverse-engineer, copy, or resell any underlying model, methodology, or proprietary process;
• Use the Service for unlawful purposes or in a manner that could damage, disable, or impair the website;
• Introduce malicious code, automated scraping tools, or other disruptive technology to the Service;
• Misrepresent your identity or affiliation when interacting with the Service.

5. Intellectual Property

All content on this website, including text, graphics, visual data representations, logos, and underlying methodology descriptions, is the property of Tenardship or its licensors and is protected by applicable intellectual property laws. No license is granted to you other than the limited right to access and use the website for its intended informational purpose.

6. No Warranty

The Service is provided on an "as is" and "as available" basis. Tenardship makes no warranties, express or implied, regarding the accuracy, completeness, reliability, or timeliness of any information, indicator, or projection presented through the Service. Financial markets and long-term planning scenarios are inherently uncertain, and past or modeled outcomes do not guarantee future results.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Tenardship, its owners, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of, or inability to use, the Service, including but not limited to financial loss resulting from decisions made in reliance on information provided through the website.

8. Third-Party Links and Content

The Service may reference or link to third-party resources for informational context. Tenardship does not control and is not responsible for the content, accuracy, or practices of any third-party websites or services, and inclusion of such references does not imply endorsement.

9. Changes to the Service and Terms

Tenardship reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also update these Terms periodically. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

10. Termination

Tenardship may restrict or terminate your access to the Service at its discretion, without notice, if it reasonably believes these Terms have been violated or if such action is necessary to protect the integrity of the Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Tenardship operates, without regard to conflict-of-law principles. This section should be finalized according to your actual legal jurisdiction prior to publication.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

13. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Tenardship website. This draft does not include specific contact details and should be updated accordingly.